Good equipment is out of reach, and banks say no.
Rain decides the harvest
Without irrigation, farmers lose seasons and income, or burn costly diesel to keep pumps running.
Produce spoils
Small processors and traders lose stock without cold storage and reliable power.
No credit history
Informal earners have no payslips or collateral, so traditional lenders turn them away.
From first visit to first harvest in four steps.
Meet your agent
A trained local agent visits, checks your needs and shows how the payback works.
Pay a small deposit
Put down a modest deposit by mobile money. We approve based on your farm or business.
Get installed
We install and train you on the equipment, and the smart module starts recording use.
Pay as you earn
Pay weekly or monthly until it is yours. Good records unlock bigger equipment later.
Equipment chosen to raise income.
Solar irrigation pump
Water your crops without diesel. Grow more seasons a year.
For farmersFrom ₦1.8M installed
Solar cold storage
Keep produce fresh longer and sell at better prices.
For processors and tradersFrom ₦3M installed
Solar battery system
Replace noisy, expensive generators in your shop or workshop.
For small businessesFrom ₦2M installed
Know the cost before you commit.
Prices vary by product and region. We only approve plans where the added income should cover the payment. Indicative installed prices run from ₦1.8M for a solar irrigation pump to ₦15M for a walk-in cold room. Your final quote follows a site visit.
Built for reliability and fairness.
Smart module
Tracks usage and payments so your good record builds credit over time.
Local service
Agents near you install and repair. Our target is a 72-hour response.
Fair collections
Clear notice and grace periods before any lock, with plans tied to harvest seasons.
A path to more
Repay well and move up to larger equipment and better terms.
The people behind the panels.
Dunamis Patrick
Keeps Kilowatta’s mission, vision and goals at the centre of every decision.
Esther Dike
Power systems specialist driving technical excellence. Joined Kilowatta to build sustainable power systems.
Joshua Onuh
Supply chain expert from logistics, streamlining how we deliver. Joined Kilowatta to make clean power reliable and easy to access.
Asset-backed loans with live data.
See device status, repayment and arrears in one dashboard. License our scoring engine to reach farmers and small businesses you could not assess before.
Talk to usVoices from the pilot.
“Using the Kilowatta solar pump, I’ve seen my crop yields double. Now I can afford school fees and expand my farm.”
Fatima Al-Jameel, Cassava, Northern Nigeria“The difference is clear, Kilowatta’s cold storage kept my last three vegetable shipments perfectly fresh, boosting my profits and reputation.”
Oluwatayo S., Vegetable Export, Lagos, Nigeria“Helping my community adopt Kilowatta has been a rewarding journey. Kilowatta’s support makes my work as an agent impactful every day.”
David Lee, Kilowatta agentStraight answers.
What happens if I miss a payment?
You get reminders and a grace period first. We work out a plan with you before any lock, especially around harvest timing.
Who owns the equipment?
You own it once the final payment is made. Until then it is financed by Kilowatta and our lenders.
What if the equipment breaks?
Contact your local agent. Repairs start within 72 hours of your report. Warranty: pumps and cold-storage compressors 24 months; batteries 24 months; controllers and inverters 12 months; solar panels 10 years against defects; installation and wiring 12 months. Cover stays valid while your payments are up to date and excludes misuse, theft, flooding and unauthorised repairs.
Do I need a smartphone?
No. You can use basic SMS or USSD to pay and check your account.